Betterment at Work
Betterment at Work provides a comprehensive financial wellness platform that helps you offer 401(k) plans, student loan repayment tools, and automated investing to support your employees' long-term goals.
Calamari
Calamari is a cloud-based HR management software that simplifies leave tracking and attendance management through automated workflows and seamless integrations with popular collaboration tools like Slack and Microsoft Teams.
Quick Comparison
| Feature | Betterment at Work | Calamari |
|---|---|---|
| Website | betterment.com | calamari.io |
| Pricing Model | Subscription | Subscription |
| Starting Price | Custom Pricing | $1.7/month |
| FREE Trial | ✘ No free trial | ✓ 14 days free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2008 | 2014 |
| Headquarters | New York, USA | Warsaw, Poland |
Overview
Betterment at Work
Betterment at Work is a modern financial benefits platform designed to help you support your employees' complete financial lives. Instead of offering just a 401(k), you can provide a holistic suite of tools including automated investing, high-yield cash accounts, and student loan management. The platform simplifies the administrative burden for your HR team by automating payroll integrations and compliance tasks, allowing you to focus on people rather than paperwork.
You can empower your workforce with personalized financial advice and easy-to-use digital tools that help them save for retirement and manage debt simultaneously. Whether you are a small startup or a growing mid-market company, the platform scales to meet your needs with transparent pricing and a user-friendly interface that encourages high employee participation and engagement.
Calamari
Calamari is a modular HR platform designed to take the manual effort out of tracking employee time and leave. You can choose between two main modules—Leave Management and Clockin—or use them together to create a unified system for your team. It replaces messy spreadsheets with automated request flows, real-time availability calendars, and digital timesheets that sync directly with your existing payroll or project management tools.
You can manage your entire workforce across different locations with support for multiple holiday calendars and custom leave policies. Whether you are a small startup or a growing mid-sized company, the platform helps you stay compliant and organized. It eliminates the friction of daily HR tasks by allowing you to clock in or request time off directly from the apps you already use every day.
Overview
Betterment at Work Features
- Automated 401(k) Administration Sync your payroll provider to automate contributions, recordkeeping, and compliance testing without manual data entry.
- Student Loan Management Help your employees pay down debt faster by offering tax-free employer matching contributions toward their student loans.
- Personalized Financial Advice Give your team access to automated, goal-based investment portfolios and expert guidance tailored to their specific milestones.
- High-Yield Cash Accounts Provide your employees with a secure place to earn competitive interest on their short-term savings with no monthly fees.
- Commercial Real Estate Access Allow your employees to diversify their retirement portfolios by investing in private commercial real estate through Goldman Sachs.
- Employee Dashboard Enable your staff to track all their accounts, set savings goals, and view their net worth in one mobile-friendly interface.
Calamari Features
- Automated Leave Requests. Submit and approve time-off requests with one click while the system automatically calculates remaining balances and notifies teammates.
- Multi-Method Clock-In. Track your work hours using web browsers, mobile apps, QR codes, or even iBeacon technology for automatic office arrivals.
- Shared Absence Calendars. View team availability at a glance with synchronized calendars that integrate directly with Google Calendar, Outlook, and Apple Calendar.
- Slack & Teams Integration. Clock in, check who is out, and request leave without ever leaving your favorite chat applications.
- Custom Policy Builder. Configure unique leave types and accrual rules to match your specific company policies and local labor laws.
- Project Time Tracking. Assign your worked hours to specific projects or clients to generate accurate reports for billing and productivity analysis.
Pricing Comparison
Betterment at Work Pricing
Calamari Pricing
- Automated leave tracking
- Approval workflows
- Entitlement calculations
- Absence calendar sync
- Slack & Teams integration
- Mobile app access
- Real-time attendance tracking
- Timesheet management
- QR code & iBeacon support
- Project-based time tracking
- GPS location tagging
- Overtime calculations
Pros & Cons
Betterment at Work
Pros
- Modern and intuitive user interface for employees
- Seamless integration with popular payroll providers
- Unique student loan matching feature boosts retention
- Low-cost investment options compared to traditional providers
- Quick and straightforward implementation process
Cons
- Limited customization for highly complex plan designs
- Customer support response times can vary during peak seasons
- Investment options are primarily restricted to ETFs
Calamari
Pros
- Seamless integration with Slack and Microsoft Teams
- Very easy for employees to request time off
- Highly flexible configuration for different country laws
- Responsive and helpful customer support team
- Affordable pricing for small and growing teams
Cons
- Mobile app interface can feel slightly dated
- Initial setup of complex policies takes time
- Reporting tools could offer more visual customization