SAP Concur vs Navan Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

SAP Concur

0.0 (0 reviews)

SAP Concur provides integrated travel, expense, and invoice management solutions that help you automate spending processes and gain total visibility into your organization's business expenditures and compliance.

Starting at --
Free Trial 0 days
VS

Navan

0.0 (0 reviews)

Navan is an all-in-one travel and expense management software that combines online booking, corporate cards, and automated expense reporting to help you control costs and simplify business travel.

Starting at Free
Free Trial NO FREE TRIAL

Quick Comparison

Feature SAP Concur Navan
Website concur.com navan.com
Pricing Model Custom Freemium
Starting Price Custom Pricing Free
FREE Trial ✓ 0 days free trial ✘ No free trial
Free Plan ✘ No free plan ✓ Has free plan
Product Demo ✓ Request demo here ✓ Request demo here
Deployment saas mobile saas mobile
Integrations Salesforce NetSuite Microsoft Dynamics ADP QuickBooks Uber Lyft Airbnb United Airlines Marriott NetSuite Sage Intacct QuickBooks Online Xero Slack Okta Workday BambooHR Microsoft Outlook Google Calendar
Target Users small-business mid-market enterprise small-business mid-market enterprise
Target Industries
Customer Count 0 0
Founded Year 1993 2015
Headquarters Bellevue, USA Palo Alto, USA

Overview

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SAP Concur

SAP Concur helps you take full control of your business spending by connecting travel, expense, and invoice management in a single system. You can eliminate manual data entry by capturing receipts with a smartphone photo, which automatically populates expense reports. This automation ensures your team stays compliant with company policies while reducing the time spent on tedious administrative tasks.

The platform scales with your business, offering specialized tools for small teams and global enterprises alike. You can integrate your travel booking directly with expense reporting to see exactly where your budget goes in real-time. By using these connected tools, you gain the insights needed to negotiate better vendor rates and manage your cash flow more effectively.

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Navan

Navan simplifies how you handle company spending and business travel by putting everything in one place. You can book flights, hotels, and rental cars through a consumer-grade interface while the system automatically applies your company's travel policies. This eliminates the need for manual expense reports, as the platform captures receipts and categorizes transactions in real-time when you use Navan corporate cards.

You can manage your entire team's spend with granular controls and get instant visibility into company finances. The platform also offers a personal travel mode, allowing you to book private trips using the same high-end interface while keeping your personal and professional expenses completely separate. It scales from small startups to global enterprises, helping you save time on administrative tasks and reduce overall travel spend.

Overview

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SAP Concur Features

  • Expense It Snap photos of your receipts with your phone to automatically create, categorize, and itemize expense entries for faster reimbursement.
  • Concur Travel Book flights, hotels, and cars within your company policy while automatically syncing every booking detail to your expense report.
  • Invoice Automation Capture and process paper and electronic invoices automatically to speed up payments and eliminate manual data entry errors.
  • Policy Audit Set up automated rules that flag non-compliant spending before it happens, ensuring everyone follows your company's specific travel policies.
  • Mobile App Manage approvals, track mileage via GPS, and submit entire expense reports from your mobile device while traveling for work.
  • Business Intelligence Access visual reports and dashboards that show you exactly where you are spending money across different departments and vendors.
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Navan Features

  • Global Travel Booking. Book flights, hotels, and rail from a massive inventory with a simple interface that feels like your favorite consumer apps.
  • Automated Expense Reporting. Eliminate manual data entry as the system automatically captures receipts and categorizes your business expenses in real-time.
  • Smart Corporate Cards. Issue physical or virtual cards with built-in spend limits and policy controls to prevent out-of-policy purchases before they happen.
  • Real-time Spend Visibility. Monitor company spending as it happens with live dashboards that show you exactly where your budget is going.
  • Personal Travel Mode. Book your own vacations using the same platform and corporate discounts while keeping personal payments entirely separate.
  • Automated Reimbursements. Get your employees paid back faster with automated direct deposits for out-of-pocket expenses and mileage claims.
  • Sustainability Tracking. Measure and offset your carbon footprint with detailed reports on the environmental impact of your business travel.
  • 24/7 Travel Support. Access expert travel agents via chat or phone whenever you need help with rebooking or travel disruptions.

Pricing Comparison

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SAP Concur Pricing

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Navan Pricing

Navan Connect
$0
  • Free for up to 100 users
  • Use your existing corporate cards
  • Automated expense categorization
  • Real-time spend visibility
  • Mobile receipt capture
  • Basic policy enforcement

Pros & Cons

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SAP Concur

Pros

  • Mobile receipt capture saves hours of manual data entry
  • Seamless integration with major corporate credit card providers
  • Robust policy enforcement prevents accidental overspending and fraud
  • Extensive ecosystem of travel partners and app integrations

Cons

  • User interface can feel dated compared to newer startups
  • Initial setup and configuration requires significant time investment
  • Customer support response times can be slow during peak periods
  • Advanced reporting features have a steep learning curve
A

Navan

Pros

  • Extremely user-friendly mobile app for travelers
  • Real-time expense tracking eliminates end-of-month stress
  • Excellent 24/7 support for travel disruptions
  • Seamless integration with major accounting software
  • Significant time savings on manual data entry

Cons

  • Inventory for some boutique hotels can be limited
  • Support response times can vary during global events
  • Learning curve for complex multi-national policy setups
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