BILL
BILL is a financial operations platform that automates accounts payable and receivable processes to help small and mid-sized businesses manage cash flow and simplify complex back-office financial tasks.
Online Check Writer
Online Check Writer is a comprehensive financial management platform that allows you to create, customize, and send checks digitally or via mail while integrating with your existing bank accounts.
Quick Comparison
| Feature | BILL | Online Check Writer |
|---|---|---|
| Website | bill.com | onlinecheckwriter.com |
| Pricing Model | Subscription | Freemium |
| Starting Price | $45/month | Free |
| FREE Trial | ✓ 30 days free trial | ✓ 15 days free trial |
| Free Plan | ✘ No free plan | ✓ Has free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2006 | 2008 |
| Headquarters | San Jose, USA | San Jose, USA |
Overview
BILL
BILL helps you take control of your financial back office by automating the way you pay bills and get paid. You can ditch manual data entry and paper checks by digitizing your entire accounts payable and receivable workflows. The platform uses AI to scan invoices, routes them for approval automatically, and lets you issue payments via ACH, virtual cards, or international wires with just a few clicks.
Beyond simple payments, you can manage employee spending and corporate cards through integrated expense management features. It syncs directly with your existing accounting software like QuickBooks or Xero to keep your books updated in real-time. Whether you are a solo founder or a growing mid-market firm, you can eliminate bottlenecks and gain a clearer view of your business cash flow from a single dashboard.
Online Check Writer
Online Check Writer is a versatile financial tool designed to simplify how you handle business payments and collections. You can design custom checks with your own logo and layout, then print them on plain paper or send them digitally to vendors and clients. The platform eliminates the need for expensive pre-printed checks and specialized hardware, saving you significant overhead costs.
Beyond simple check printing, you can manage ACH transfers, wire transfers, and credit card payments all from a single interface. It integrates with over 22,000 financial institutions, allowing you to reconcile bank statements and track transactions in real-time. Whether you are a freelancer or a growing business, the software helps you maintain a professional image while keeping your cash flow organized and secure.
Overview
BILL Features
- AI Invoice Entry Capture invoice data automatically using AI that extracts vendor details and amounts to eliminate manual typing errors.
- Automated Approvals Create custom approval workflows so bills are automatically routed to the right person for a digital sign-off.
- Flexible Payments Pay your vendors your way using ACH, credit cards, international wires, or even automated paper checks.
- Smart Invoicing Send professional invoices electronically and set up automatic payment reminders to help you get paid faster.
- Expense Management Issue corporate cards to your team and set proactive spend limits to control company costs before they happen.
- Accounting Sync Connect your accounting software to sync transactions automatically and ensure your general ledger is always accurate.
Online Check Writer Features
- Instant Check Printing. Print professional, customized checks instantly on any printer using standard blank paper to save on high stationery costs.
- Digital Check Mailing. Send physical checks to your payees via USPS or FedEx with just one click, and let the platform handle the printing and posting.
- ACH and Wire Transfers. Move money quickly and securely between accounts using integrated ACH and wire transfer capabilities for faster vendor payments.
- Bank Reconciliation. Connect your bank accounts to automatically track cleared checks and reconcile your statements without manual data entry.
- White Labeling. Add your company logo and brand colors to your checks and payment pages to maintain a professional appearance.
- Multi-Bank Integration. Link multiple bank accounts to one dashboard so you can manage all your business finances from a single login.
Pricing Comparison
BILL Pricing
- Choice of AP or AR focus
- Unlimited document storage
- Standard approval workflows
- Import/export with accounting software
- Email and chat support
- Everything in Essentials, plus:
- Sync with QuickBooks and Xero
- Custom user roles and permissions
- Multi-level approval workflows
- Centralized inbox for invoices
Online Check Writer Pricing
- Up to 5 checks per month
- Single bank account
- Standard check templates
- Email support
- Mobile app access
- Everything in Free, plus:
- Up to 50 checks per month
- Unlimited bank accounts
- ACH and Wire transfer access
- Custom check designing
- Priority email support
Pros & Cons
BILL
Pros
- Significantly reduces time spent on manual data entry
- Seamless integration with popular accounting software like QuickBooks
- Easy-to-use interface for non-technical team members
- Reliable digital audit trail for all transactions
- Mobile app makes approving payments easy on the go
Cons
- Monthly per-user fees can become expensive
- Transaction fees apply for certain payment methods
- Customer support response times can be slow
- Occasional sync errors with external accounting tools
Online Check Writer
Pros
- Significant cost savings on check stationery
- Seamless integration with thousands of banks
- User-friendly interface for non-accountants
- Fast digital delivery options for urgent payments
Cons
- Transaction limits on lower-tier plans
- Additional fees for premium mailing services
- Learning curve for advanced ACH settings