Justworks vs OnPay Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

Justworks

0.0 (0 reviews)

Justworks is an all-in-one PEO platform that simplifies payroll, benefits, HR, and compliance for small and medium-sized businesses to help you manage your team and grow your company with confidence.

Starting at $59/mo
Free Trial NO FREE TRIAL
VS

OnPay

0.0 (0 reviews)

OnPay is a cloud-based payroll and HR software providing small businesses with automated tax filings, integrated benefits administration, and personnel management tools to streamline back-office operations and ensure compliance.

Starting at $40/mo
Free Trial 30 days

Quick Comparison

Feature Justworks OnPay
Website justworks.com onpay.com
Pricing Model Subscription Subscription
Starting Price $59/month $40/month
FREE Trial ✘ No free trial ✓ 30 days free trial
Free Plan ✘ No free plan ✘ No free plan
Product Demo ✓ Request demo here ✓ Request demo here
Deployment cloud mobile cloud mobile
Integrations QuickBooks Xero Slack Greenhouse Lever Expensify Google Workspace QuickBooks Online Xero FreshBooks Deputy When I Work TSheets Guideline Vestwell PosterElite Human Interest
Target Users small-business mid-market small-business mid-market
Target Industries
Customer Count 0 0
Founded Year 2012 2011
Headquarters New York, USA Atlanta, USA

Overview

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Justworks

Justworks is a Professional Employer Organization (PEO) platform designed to take the administrative burden off your shoulders. You can manage payroll, provide high-quality employee benefits, and handle complex compliance requirements all from a single, intuitive interface. By joining their PEO, you gain access to large-group insurance rates that are typically reserved for much larger corporations, helping you attract top talent while keeping costs manageable.

The platform is built specifically for small to mid-sized businesses across various industries that want to automate manual HR tasks. You can easily onboard new hires, track PTO, and sync your accounting software to keep your books accurate. It eliminates the stress of navigating state-specific tax filings and employment laws, allowing you to focus on scaling your business rather than managing paperwork.

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OnPay

OnPay is a comprehensive payroll and HR solution designed to take the complexity out of managing your team. You can run unlimited payroll cycles for employees and contractors, while the platform automatically handles all federal, state, and local tax filings and payments. It simplifies your back-office by combining payroll, automated tax reporting, and HR tools into a single, intuitive interface that scales with your business needs.

Beyond just cutting checks, you can manage the entire employee lifecycle from digital onboarding to benefits administration. The platform integrates directly with popular accounting and time-tracking software to eliminate manual data entry. Whether you are a small business owner or a growing mid-sized company, you get access to licensed payroll experts and a guarantee that your tax filings are accurate and on time.

Overview

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Justworks Features

  • Automated Payroll Run payroll for salaried and hourly employees with automated tax filings and direct deposits in just a few clicks.
  • Benefits Access Provide your team with medical, dental, and vision plans from top carriers at competitive large-group rates.
  • Compliance Support Stay protected with automatic filings for W-2s, 1099s, and state-specific employment regulations without manual tracking.
  • Employee Onboarding Streamline the hiring process with digital document signing and automated account setup for every new team member.
  • Time Tracking Sync employee hours directly to payroll to ensure accurate payments and simplify overtime calculations for your staff.
  • HR Consulting Access certified HR experts who can guide you through complex workplace issues and policy creation whenever you need.
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OnPay Features

  • Full-Service Payroll. Run unlimited payroll cycles for employees and contractors with automated tax filings and payments in all 50 states.
  • Digital Onboarding. Invite new hires to enter their own details and sign documents electronically before their first day on the job.
  • Benefits Administration. Manage health insurance, 401(k) plans, and workers' compensation directly within your payroll dashboard for seamless deductions.
  • HR Toolset. Create custom offer letters, store personnel files securely, and track employee PTO with built-in HR management features.
  • Accounting Integrations. Sync your payroll data automatically with QuickBooks, Xero, and FreshBooks to keep your financial books perfectly balanced.
  • Employee Self-Service. Give your team lifetime access to their pay stubs, tax forms, and personal information through a dedicated mobile-friendly portal.

Pricing Comparison

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Justworks Pricing

Basic
$59
  • Automated payroll and tax filings
  • HR information system (HRIS)
  • Compliance support and workers' comp
  • Employee onboarding and PTO tracking
  • Reporting and accounting integrations
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OnPay Pricing

Monthly Base
$40
  • Full-service payroll in 50 states
  • Automated tax filings and payments
  • HR software and document storage
  • Software integrations
  • Employee self-service accounts

Pros & Cons

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Justworks

Pros

  • Extremely intuitive interface requires almost no user training
  • Access to high-quality health insurance at affordable rates
  • Responsive customer support with dedicated account managers
  • Seamless automation of complex state tax filings

Cons

  • Higher per-employee cost compared to non-PEO software
  • Limited customization for complex organizational structures
  • Requires switching your entire insurance carrier to theirs
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OnPay

Pros

  • Transparent flat-fee pricing with no hidden costs
  • Excellent customer support from licensed payroll professionals
  • Intuitive interface makes running payroll very fast
  • Seamless integration with popular accounting software
  • Handles complex multi-state payroll without extra fees

Cons

  • No native mobile app for administrators
  • Limited advanced reporting compared to enterprise tools
  • Lacks built-in native time tracking features
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