Patriot Payroll vs Wave Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

Patriot Payroll

0.0 (0 reviews)

Patriot Payroll is an easy-to-use cloud-based software designed to help American small business owners run payroll accurately in minutes with guaranteed calculations and optional full-service tax filing support.

Starting at $17/mo
Free Trial 30 days
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Wave

0.0 (0 reviews)

Wave is a comprehensive financial management software providing small business owners with integrated tools for accounting, invoicing, payroll, and payment processing to simplify bookkeeping and improve cash flow management.

Starting at Free
Free Trial NO FREE TRIAL

Quick Comparison

Feature Patriot Payroll Wave
Website patriotsoftware.com waveapps.com
Pricing Model Subscription Freemium
Starting Price $17/month Free
FREE Trial ✓ 30 days free trial ✘ No free trial
Free Plan ✘ No free plan ✓ Has free plan
Product Demo ✓ Request demo here ✘ No product demo
Deployment saas cloud mobile
Integrations QuickBooks Online QuickBooks Desktop Patriot Accounting Patriot Time & Attendance Patriot HR Vestwell 401(k) Advisors Workers Comp PayPal Stripe Etsy Shopify Zapier Google Sheets HubSpot Mailchimp
Target Users small-business mid-market freelancer solopreneur small-business
Target Industries
Customer Count 0 0
Founded Year 2002 2010
Headquarters Canton, USA Toronto, Canada

Overview

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Patriot Payroll

Patriot Payroll provides a straightforward way for you to manage your company's payroll without needing an accounting degree. You can choose between a basic plan where you handle your own tax deposits or a full-service option where the platform manages all federal, state, and local tax filings for you. The interface is designed for speed, allowing you to finish a standard payroll run in just three simple steps.

You can easily manage employee direct deposits, print checks, and handle various pay types like commissions and bonuses. The software also includes a free employee portal where your team can view their pay stubs and tax forms independently. It is built specifically for U.S. small businesses with 1 to 500 employees who need a reliable, no-frills solution that keeps them compliant with tax laws.

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Wave

Wave is a specialized financial platform designed to help you manage your small business money without the complexity of traditional accounting suites. You can track your income and expenses, create professional invoices, and scan receipts directly from your phone. It solves the headache of manual bookkeeping by automatically syncing your bank transactions and categorizing them for tax season.

The platform is built specifically for freelancers, consultants, and businesses with only a few employees who need a clear view of their profitability. You can manage multiple businesses under one account and invite your accountant to collaborate on your books. While the core accounting features are free, you can add paid services like payroll or credit card processing as your business grows.

Overview

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Patriot Payroll Features

  • Three-Step Payroll Run your entire payroll in just minutes by entering hours, reviewing the totals, and clicking submit.
  • Full-Service Tax Filing Let the experts handle your federal, state, and local payroll tax filings and deposits with a 100% accuracy guarantee.
  • Employee Self-Service Give your team 24/7 access to their own pay stubs, W-2s, and time-off balances through a secure online portal.
  • Flexible Payment Options Choose between free direct deposit or printing your own paper checks at no additional cost to your business.
  • Time and Attendance Sync Connect your payroll directly to integrated time tracking to eliminate manual data entry and reduce human errors.
  • Multiple Pay Rates Manage different pay rates and types for various roles or departments within your company from a single dashboard.
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Wave Features

  • Unlimited Invoicing. Create and send professional, customized invoices to your clients in seconds and track their payment status in real-time.
  • Automated Bookkeeping. Connect your bank accounts to automatically import transactions and keep your books up to date without manual entry.
  • Receipt Scanning. Snap photos of your receipts with the mobile app to automatically capture expense details and stay organized for tax time.
  • Online Payments. Accept credit cards and bank transfers directly through your invoices so your customers can pay you with one click.
  • Financial Reporting. Generate instant profit and loss statements, balance sheets, and cash flow reports to understand your business health.
  • Payroll Integration. Pay your employees and contractors easily while Wave handles the tax filings and payments in supported regions.

Pricing Comparison

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Patriot Payroll Pricing

Basic Payroll
$17
  • Setup wizard and free support
  • Guaranteed accurate calculations
  • Free direct deposit
  • Print checks on your own
  • Employee self-service portal
  • Unlimited payroll runs
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Wave Pricing

Starter
$0
  • Unlimited invoicing
  • Unlimited bookkeeping
  • Bank connection sync
  • Unlimited receipt scanning
  • Exportable accounting reports

Pros & Cons

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Patriot Payroll

Pros

  • Extremely intuitive interface that requires no training
  • Highly responsive and knowledgeable US-based support
  • Very affordable pricing compared to major competitors
  • Quick and painless initial setup process
  • Reliable and accurate tax calculations every time

Cons

  • Limited advanced HR features for larger corporations
  • No native mobile app for employers
  • Integration options are fewer than enterprise platforms
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Wave

Pros

  • Core accounting and invoicing features are completely free
  • User interface is clean and easy to navigate
  • Mobile app makes receipt scanning very convenient
  • Setup process is quick for non-accountants

Cons

  • Customer support is limited for free users
  • Payroll features are only available in specific regions
  • Lacks advanced inventory management for product sellers
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