Incode
Incode provides an automated identity verification and authentication platform that uses advanced biometrics to help you securely onboard customers and prevent fraud across digital channels.
TLOxp
TLOxp is a powerful data discovery and identity verification software that provides real-time access to billions of public and proprietary records for due diligence and investigations.
Quick Comparison
| Feature | Incode | TLOxp |
|---|---|---|
| Website | incode.com | tlo.com |
| Pricing Model | Custom | Custom |
| Starting Price | Custom Pricing | Custom Pricing |
| FREE Trial | ✘ No free trial | ✓ 0 days free trial |
| Free Plan | ✘ No free plan | ✘ No free plan |
| Product Demo | ✓ Request demo here | ✓ Request demo here |
| Deployment | ||
| Integrations | ||
| Target Users | ||
| Target Industries | ||
| Customer Count | 0 | 0 |
| Founded Year | 2015 | 2009 |
| Headquarters | San Francisco, USA | Boca Raton, USA |
Overview
Incode
Incode offers a fully automated identity verification platform designed to help you build trust with your customers while keeping fraudsters at bay. Instead of relying on manual reviews that slow down your growth, you can use their AI-driven engine to verify identities in real-time. You can onboard users across web, mobile, and even physical kiosks using a single, unified identity journey that adapts to your specific security needs.
The platform solves the friction often found in digital sign-ups by using passive liveness detection and high-speed document verification. Whether you are a global bank looking to comply with KYC regulations or a marketplace needing to verify age, you can customize the experience to balance security and speed. It helps you reduce abandonment rates and operational costs by automating the entire identity lifecycle from initial onboarding to recurring authentication.
TLOxp
TLOxp, powered by TransUnion, is a robust data repository designed to help you uncover hidden connections between individuals, businesses, and assets. You can use the platform to verify identities, locate subjects, and conduct deep-dive background investigations by pulling from a massive database of public and private records. It simplifies complex research by linking disparate data points into a single, actionable report.
You can streamline your workflows whether you are in debt collection, law enforcement, insurance fraud, or legal services. The platform focuses on speed and accuracy, allowing you to mitigate risk and make informed decisions faster. Because it handles sensitive information, you must undergo a rigorous credentialing process to gain access, ensuring that your data usage remains compliant with industry regulations.
Overview
Incode Features
- Passive Liveness Detection Confirm your users are real people in real-time without requiring them to perform awkward movements or gestures during the scan.
- Automated ID Verification Verify over 4,600 types of government-issued IDs globally with instant data extraction and sophisticated forensic document analysis.
- Face Recognition Match your user's live selfie against their ID photo or existing database records with high precision to prevent identity spoofing.
- One-Click Onboarding Create a frictionless signup flow that completes in seconds, helping you increase conversion rates while maintaining strict compliance standards.
- Age Verification Estimate or verify the age of your users automatically to ensure your platform meets legal requirements for age-restricted products.
- Omnichannel Deployment Deploy your identity workflows across mobile apps, web browsers, and physical kiosks using a single integrated platform.
TLOxp Features
- Advanced Linking Technology. Uncover hidden relationships between people, locations, and businesses using proprietary algorithms that connect fragmented data points automatically.
- Real-Time Identity Verification. Verify identities instantly against a massive database of records to prevent fraud and ensure you are dealing with the right person.
- Asset Discovery. Locate vehicles, property, and other tangible assets owned by individuals or businesses to assist in recovery or litigation efforts.
- Comprehensive Reports. Generate detailed background profiles that combine criminal records, employment history, and social media presence into one easy-to-read document.
- Batch Processing. Upload large lists of records to verify or skip-trace thousands of contacts at once, saving your team hours of manual entry.
- Monitoring and Alerts. Receive automatic notifications when a subject's information changes, so you always have the most current data for your active cases.
Pricing Comparison
Incode Pricing
TLOxp Pricing
Pros & Cons
Incode
Pros
- Extremely fast verification speeds improve user conversion rates
- Passive liveness detection creates a much smoother user experience
- Highly accurate biometric matching reduces the need for manual reviews
- Flexible SDKs make it easy to integrate into existing mobile apps
Cons
- Custom pricing makes it difficult for small startups to budget
- Initial configuration can be complex for highly specific workflows
- Documentation can be technical for non-developer team members
TLOxp
Pros
- Extremely deep data coverage compared to standard search tools
- Fast search speeds even when pulling complex reports
- Excellent linking of relatives and known associates
- Highly accurate skip-tracing results for locating subjects
Cons
- Strict and lengthy credentialing process for new users
- Interface feels dated compared to modern consumer software
- Costs can add up quickly for high-volume users