Incognia vs OneSpan Sign Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated May 2026 8 min read

Incognia

0.0 (0 reviews)

Incognia is a location-based identity platform providing invisible multi-factor authentication and fraud prevention for mobile applications to secure user accounts and digital transactions without friction.

Starting at --
Free Trial NO FREE TRIAL
VS

OneSpan Sign

0.0 (0 reviews)

OneSpan Sign is a secure electronic signature software that helps you digitize document workflows and capture legally binding signatures across any device or channel to streamline your business agreements.

Starting at $22/mo
Free Trial 30 days

Quick Comparison

Feature Incognia OneSpan Sign
Website incognia.com onespan.com
Pricing Model Custom Subscription
Starting Price Custom Pricing $22/month
FREE Trial ✘ No free trial ✓ 30 days free trial
Free Plan ✘ No free plan ✘ No free plan
Product Demo ✓ Request demo here ✓ Request demo here
Deployment saas mobile saas on-premise mobile
Integrations AWS Firebase Segment Adjust AppsFlyer Braze mParticle Salesforce Microsoft SharePoint Microsoft Dynamics 365 Box Workday Guidewire Pega Laserfiche Oracle SAP
Target Users mid-market enterprise mid-market enterprise
Target Industries fintech e-commerce gaming banking insurance government
Customer Count 0 0
Founded Year 2020 1991
Headquarters Palo Alto, USA Chicago, USA

Overview

I

Incognia

Incognia provides a location-first approach to identity verification and fraud prevention for mobile apps. By mapping the unique behavior of a device's location, you can distinguish between legitimate users and fraudsters without requiring manual input. This allows you to verify identities silently in the background, ensuring that your users enjoy a smooth experience while staying protected from account takeovers and fake account creations.

You can use the platform to secure high-risk moments like logins, payments, and sensitive data changes. It works by creating a private 'location fingerprint' for each user, which is significantly harder to spoof than traditional GPS data. This helps you reduce reliance on clunky SMS codes or passwords, lowering your friction while increasing your overall security posture across the entire user journey.

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OneSpan Sign

OneSpan Sign helps you move away from paper-based processes by providing a secure way to sign, send, and manage documents electronically. You can create automated workflows that guide signers through every step, ensuring no fields are missed and documents are returned complete. Whether you are closing a loan, onboarding a new employee, or signing a sales contract, the platform provides a consistent experience across web and mobile devices.

You can protect your business with comprehensive audit trails that track every action taken during the signing process. The platform is designed to meet strict global compliance standards, making it a reliable choice for highly regulated industries like banking, insurance, and government. You can choose between flexible deployment options, including public cloud, private cloud, or on-premises, to match your specific security and data residency requirements.

Overview

I

Incognia Features

  • Location Fingerprinting Create a unique identity for every user based on their precise location behavior to detect spoofing and GPS manipulation.
  • Invisible MFA Authenticate your users silently in the background without requiring SMS codes, passwords, or manual biometric scans.
  • Account Takeover Protection Detect when a login attempt comes from an unrecognized location or suspicious device to prevent unauthorized account access.
  • New Account Fraud Detection Identify professional fraudsters and bot farms during registration by spotting suspicious location patterns and device integrity issues.
  • Trusted Device Intelligence Recognize your returning customers instantly by verifying their device and location history to reduce unnecessary security friction.
  • Address Verification Verify a user's home address automatically using real-time location data instead of relying on easily forged utility bills.
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OneSpan Sign Features

  • Visual Workflow Builder. Design your signing process visually by dragging and dropping signature fields and setting the exact order for multiple signers.
  • Comprehensive Audit Trails. Capture a detailed record of the entire signing process, including what was signed, when, and by whom, for legal protection.
  • Identity Verification. Verify your signers' identities using SMS codes, Q&A challenges, or government ID uploads before they can access sensitive documents.
  • Mobile Signature Capture. Turn any smartphone or tablet into a signature pad so you can collect handwritten electronic signatures in person or remotely.
  • Custom Branding. Apply your own logos, colors, and messaging to the signing interface so your customers stay within a familiar brand experience.
  • Bulk Send. Send a single document to thousands of recipients at once, with each person receiving their own unique copy to sign.

Pricing Comparison

I

Incognia Pricing

O

OneSpan Sign Pricing

Professional Plan
$22
  • Unlimited document templates
  • Mobile app access
  • Standard authentication (Email, SMS)
  • Basic branding options
  • Secure cloud storage
  • Email support

Pros & Cons

M

Incognia

Pros

  • Reduces user friction by eliminating manual authentication steps
  • Highly resistant to GPS spoofing and proxy tools
  • Easy to integrate via lightweight mobile SDKs
  • Privacy-focused design masks sensitive user identity data
  • Significantly lowers costs associated with SMS OTPs

Cons

  • Requires users to grant location permissions to work
  • Limited effectiveness for web-only applications without SDKs
  • No public pricing makes initial budgeting difficult
A

OneSpan Sign

Pros

  • Exceptional security features for highly regulated industries
  • Detailed audit trails provide strong legal evidence
  • Flexible deployment options including on-premises installations
  • Responsive customer support team for technical issues
  • Easy to use for first-time signers

Cons

  • Interface feels dated compared to newer competitors
  • Initial setup for API integrations can be complex
  • Mobile app functionality is more limited than web
  • Pricing is higher than basic e-signature tools
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