SAP Concur vs Payhawk Comparison: Reviews, Features, Pricing & Alternatives in 2026

Detailed side-by-side comparison to help you choose the right solution for your team

Updated Apr 2026 8 min read

SAP Concur

0.0 (0 reviews)

SAP Concur provides integrated travel, expense, and invoice management solutions that help you automate spending processes and gain total visibility into your organization's business expenditures and compliance.

Starting at --
Free Trial 0 days
VS

Payhawk

0.0 (0 reviews)

Payhawk is a comprehensive spend management platform that combines corporate cards, reimbursable expenses, and accounts payable into a single automated solution to help businesses control global spending and streamline accounting.

Starting at --
Free Trial NO FREE TRIAL

Quick Comparison

Feature SAP Concur Payhawk
Website concur.com payhawk.com
Pricing Model Custom Custom
Starting Price Custom Pricing Custom Pricing
FREE Trial ✓ 0 days free trial ✘ No free trial
Free Plan ✘ No free plan ✘ No free plan
Product Demo ✓ Request demo here ✓ Request demo here
Deployment saas mobile saas mobile
Integrations Salesforce NetSuite Microsoft Dynamics ADP QuickBooks Uber Lyft Airbnb United Airlines Marriott NetSuite Microsoft Dynamics 365 SAP QuickBooks Xero Sage Slack TravelPerk 60d Exact Online
Target Users small-business mid-market enterprise mid-market enterprise
Target Industries
Customer Count 0 0
Founded Year 1993 2018
Headquarters Bellevue, USA London, UK

Overview

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SAP Concur

SAP Concur helps you take full control of your business spending by connecting travel, expense, and invoice management in a single system. You can eliminate manual data entry by capturing receipts with a smartphone photo, which automatically populates expense reports. This automation ensures your team stays compliant with company policies while reducing the time spent on tedious administrative tasks.

The platform scales with your business, offering specialized tools for small teams and global enterprises alike. You can integrate your travel booking directly with expense reporting to see exactly where your budget goes in real-time. By using these connected tools, you gain the insights needed to negotiate better vendor rates and manage your cash flow more effectively.

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Payhawk

Payhawk is an all-in-one finance platform that helps you manage company spending from a single dashboard. Instead of juggling multiple tools for credit cards, out-of-pocket reimbursements, and supplier invoices, you can centralize everything in one place. You can issue physical and virtual cards to your team with built-in spending limits and automated approval workflows that ensure every penny spent aligns with your company policy.

The platform automates the tedious parts of accounting by capturing receipts via a mobile app and extracting data instantly using OCR technology. It integrates directly with your existing ERP or accounting software, like NetSuite or Microsoft Dynamics, to sync transactions in real-time. This eliminates manual data entry and helps you close your monthly books much faster while maintaining full visibility over your global cash flow.

Overview

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SAP Concur Features

  • Expense It Snap photos of your receipts with your phone to automatically create, categorize, and itemize expense entries for faster reimbursement.
  • Concur Travel Book flights, hotels, and cars within your company policy while automatically syncing every booking detail to your expense report.
  • Invoice Automation Capture and process paper and electronic invoices automatically to speed up payments and eliminate manual data entry errors.
  • Policy Audit Set up automated rules that flag non-compliant spending before it happens, ensuring everyone follows your company's specific travel policies.
  • Mobile App Manage approvals, track mileage via GPS, and submit entire expense reports from your mobile device while traveling for work.
  • Business Intelligence Access visual reports and dashboards that show you exactly where you are spending money across different departments and vendors.
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Payhawk Features

  • Smart Corporate Cards. Issue physical and virtual cards with custom spending limits and automated approval rules to control budgets in real-time.
  • Automated Data Extraction. Snap a photo of any receipt and let the AI extract dates, amounts, and VAT automatically to eliminate manual entry.
  • Global Accounts Payable. Manage and pay supplier invoices across multiple currencies and countries while maintaining a clear digital audit trail for every payment.
  • Real-time ERP Sync. Connect your spending data directly to NetSuite, SAP, or Microsoft Dynamics with automated mapping for seamless month-end closing.
  • Subscription Management. Track all your recurring software subscriptions in one view to identify duplicate seats and prevent unwanted renewals or overspending.
  • Reimbursable Expenses. Let your employees submit out-of-pocket claims through the mobile app for quick approval and automated repayment via bank transfer.

Pricing Comparison

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SAP Concur Pricing

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Payhawk Pricing

Pros & Cons

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SAP Concur

Pros

  • Mobile receipt capture saves hours of manual data entry
  • Seamless integration with major corporate credit card providers
  • Robust policy enforcement prevents accidental overspending and fraud
  • Extensive ecosystem of travel partners and app integrations

Cons

  • User interface can feel dated compared to newer startups
  • Initial setup and configuration requires significant time investment
  • Customer support response times can be slow during peak periods
  • Advanced reporting features have a steep learning curve
A

Payhawk

Pros

  • Excellent mobile app for quick receipt uploads
  • Seamless integration with major ERP systems
  • Real-time visibility into employee card spending
  • Responsive customer support for technical setup
  • User-friendly interface for non-finance employees

Cons

  • Initial setup of accounting categories takes time
  • Card delivery can be slow in some regions
  • Higher price point than basic expense tools
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