Struggling to spend your crypto holdings?
You have valuable digital assets, but using them for everyday purchases without cashing out first feels like a huge, unnecessary hassle.
On top of that, you’re missing out on rewards that traditional cards offer, while constantly worrying about the security of your assets during transactions.
This fear isn’t unfounded. A recent report from Sumsub reveals that fraud has risen by 48% in the crypto space. This makes finding a secure, trustworthy platform more critical than ever before.
Speaking of secure systems, my guide on best document control software can help navigate complex compliance needs.
This is where the right software comes in, bridging crypto with traditional banking and allowing you to boost your rewards securely and effortlessly.
In this guide, I’m going to break down the best crypto credit cards software to help you finally use your assets and earn rewards without the usual headaches.
You’ll discover platforms that offer robust security features, attractive reward programs, and greater control over your entire financial portfolio.
Let’s dive right in.
Quick Summary:
| # | Software | Rating | Best For |
|---|---|---|---|
| 1 | CipherBC → | Individuals & Crypto Enthusiasts | |
| 2 | Codego → | Business & Gaming Consultancies | |
| 3 | Zypto → | Global Crypto Consumers | |
| 4 | Verestro → | Businesses Issuing Crypto Cards | |
| 5 | Hivelance Technologies → | Crypto Banking & Fintech Firms |
1. CipherBC
Struggling to integrate crypto into your daily spending?
CipherBC directly addresses this by enabling seamless digital asset utilization for everyday purchases.
This means you can finally bridge your crypto and fiat worlds, eliminating the hassle of constant conversions.
So, how does it work?
CipherBC provides a unified platform where you can manage both traditional and digital currencies effortlessly.
You gain powerful control over your finances, allowing for flexible transactions with your crypto holdings without needing to sell them first.
Additionally, you can participate in the DeFi ecosystem and earn rewards on your digital assets during routine spending, boosting your overall financial strategy and access to more opportunities.
This simplifies your financial life.
Key features:
- Unified Asset Management: Effortlessly combine and manage both your fiat and cryptocurrency holdings in one intuitive platform for comprehensive financial oversight.
- Seamless Crypto Spending: Utilize your digital assets directly for daily transactions, avoiding the complexities and delays of traditional liquidation processes.
- Integrated DeFi Participation: Engage with decentralized finance and earn rewards on your crypto during regular spending, maximizing the utility of your investments.
CipherBC features, pricing, & alternatives →
Verdict: CipherBC stands out as the best crypto credit cards software for those seeking to blend their digital and traditional finances. Its ability to simplify crypto spending, provide unified asset management, and facilitate DeFi participation directly addresses user pain points, offering enhanced control and earning potential.
2. Codego
Struggling to bridge your crypto with everyday spending?
I know you want to seamlessly integrate digital assets into daily transactions. Codego offers strategic development and management services to achieve this.
This means you can overcome limitations of traditional financial systems, enabling you to use your crypto for purchases.
Here’s how you can gain true financial control.
Codego specializes in business and gaming consultancy, offering a portfolio of services designed to help you adapt to digital transformation. They provide strategic development and management services.
They bring over 60 years of accumulative experience to help drive your growth and maximize operational performance. This expertise enables innovative solutions for your business challenges.
Additionally, Codego offers bespoke consulting and effective marketing strategies. They identify gaps and quick wins, ensuring you drive development, growth, and productivity while remaining compliant with all regulations. Plus, their independent consultancy services are knowledge- and practice-based, helping you adapt to new markets.
The result is truly maximizing your growth opportunities.
Key features:
- Strategic Development: Codego helps you identify gaps and quick wins, then delivers bespoke consulting and effective marketing strategies to drive development and growth.
- Management Services: With over 60 years of accumulative experience, Codego offers global insights to help you retain and expand your customer base while maximizing operational performance.
- Business Consultancy: Their independent consultancy services, based on knowledge and practice, help you adapt business models and strategies due to digital transformation and new markets.
Codego features, pricing, & alternatives →
Verdict: If you’re seeking the best crypto credit cards software solution that truly understands the intersection of digital assets and traditional finance, Codego’s deep expertise in strategic development and business consultancy makes them an ideal partner. They help you drive growth and maximize operational performance.
3. Zypto
Struggling to integrate crypto into daily spending?
Zypto’s Crypto App, alongside virtual and physical crypto cards, directly tackles this, allowing you to use your digital assets seamlessly.
This means you can buy, sell, earn, spend, and trade crypto simply, bridging the gap between your digital and physical finances.
Here’s your all-in-one crypto solution.
Zypto acts as your comprehensive crypto wallet app and payment gateway, designed for both personal life and business needs. Its decentralized wallet app features a Rewards Hub and built-in payment products like crypto-funded cards and bill payments.
You can fund physical and virtual crypto cards with your preferred cryptocurrencies, spending them anywhere in local currencies across 180+ countries. Plus, you can pay bills with crypto in 10 countries, including credit cards, loans, and even mortgages, alongside buying gift cards from over 8500 brands.
Additionally, the Zypto Vault Key Card transforms your app into a secure hardware wallet for offline asset storage, and the USDC-to-Cash service allows fast cash-in/cash-out at MoneyGram locations in over 40 countries without needing a bank account.
The result is unparalleled financial control.
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Key features:
- Physical and Virtual Crypto Cards: Fund with crypto and spend globally in local currencies, available in over 180 countries with high limits and fast KYC.
- Comprehensive Crypto Payments: Pay bills, loans, and mortgages in 10 countries, and purchase gift cards from 8500+ brands directly with crypto.
- Advanced DeFi Wallet and Security: Manage over 24,000 crypto and local currencies with fast multi-chain swaps, advanced biometrics, and a cold storage Vault Key Card.
Zypto features, pricing, & alternatives →
Verdict: Zypto stands out as a strong contender for the best crypto credit cards software due to its robust ecosystem that seamlessly integrates crypto into everyday spending. Its global physical and virtual crypto cards, combined with features like bill payments and USDC-to-Cash, directly address the pain points of crypto enthusiasts seeking practical utility and financial flexibility.
4. Verestro
Struggling to spend your crypto seamlessly?
Verestro offers Card Issuing and Card Tokenization, allowing you to easily integrate your digital assets into everyday transactions. This means you can overcome the frustration of traditional financial systems and turn your crypto into usable funds quickly.
Here’s how to access attractive rewards.
Verestro’s Fintech-as-a-Service platform helps bridge traditional banking with cryptocurrency, giving you enhanced financial control. The Card Issuing feature enables you to quickly issue payment cards for your business needs, streamlining the process of spending your crypto. Additionally, the Card Tokenization capability lets you enable seamless Apple Pay, Google Pay, and other xPay transactions, making it incredibly convenient to use your digital assets wherever mobile payments are accepted. Plus, with their White Label Mobile App, you can provide an engaging user experience with your own branding, enhancing customer loyalty and engagement.
The result: empowered crypto spending.
While managing your crypto spending, ensure you’re also considering your crypto accounting software needs.
Key features:
- Card Issuing: Quickly issue payment cards for your business, enabling easy conversion of crypto holdings into spendable currency for everyday transactions.
- Card Tokenization: Enable seamless Apple Pay, Google Pay, and other xPay transactions, allowing you to spend crypto effortlessly via mobile devices.
- White Label Mobile App: Provide a branded, engaging user experience for your customers, fostering loyalty and simplifying crypto credit card management.
Verestro features, pricing, & alternatives →
Verdict: Verestro is an excellent option for the best crypto credit cards software, offering flexible card issuing and tokenization solutions that allow you to integrate digital assets into daily transactions seamlessly. Its ability to provide white-label apps and support instant money transfers makes it a comprehensive platform for managing your crypto finances.
5. Hivelance Technologies
Want crypto for everyday spending?
Hivelance Technologies offers crypto banking solutions and payment gateway development, letting you seamlessly integrate digital assets into daily transactions. This means you can use your crypto for purchases without constant liquidation.
You’ll find it solves the frustration of traditional systems, offering enhanced financial control over both fiat and crypto.
Here’s how Hivelance helps.
Hivelance provides comprehensive crypto wallet development, including multi-sig, multi-chain, and MPC wallets, allowing you to manage diverse digital assets securely. Additionally, their crypto exchange development, encompassing centralized, decentralized, and P2P options, empowers direct asset conversion.
This includes features like crypto copy trading and trading bot development, enhancing your ability to earn rewards and participate in the DeFi ecosystem. The result is unparalleled flexibility in managing your crypto and maximizing its utility.
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Key features:
- Comprehensive Crypto Wallet Development: Offers multi-sig, multi-chain, and MPC wallet options, providing secure and flexible storage for diverse digital assets.
- Advanced Crypto Exchange Solutions: Supports centralized, decentralized, and P2P exchanges, enabling seamless conversion and trading of various cryptocurrencies.
- Integrated Crypto Banking & Payment Gateways: Facilitates everyday crypto transactions and banking, allowing you to use digital assets for purchases and manage finances effortlessly.
Hivelance Technologies features, pricing, & alternatives →
Verdict: If you are seeking to bridge traditional finance with digital assets, Hivelance Technologies stands out as a strong contender for the best crypto credit cards software due to its robust crypto banking solutions and payment gateway development, providing superior financial control.
6. p100
Struggling to integrate crypto into your daily spending?
P100 offers a unified payment infrastructure combining banking and stablecoins, directly addressing the challenge of seamless crypto-fiat integration. This means you can manage both traditional and digital assets effortlessly.
This platform helps you overcome the limitations of traditional finance by providing crypto-friendly accounts, instant stablecoin settlements, and flexible APIs. The result? Financial control and attractive reward program opportunities on your crypto assets during routine spending.
Ready for a truly unified financial experience?
P100 solves these pain points by offering a crypto-friendly business account that includes on-demand IBANs and crypto wallets, along with virtual and physical debit cards. You get a unified dashboard for all your balances and transaction history, simplifying your financial overview.
Additionally, P100 enables 24/7 global pay-ins and payouts via stablecoins like USDC and EURC, with lightning-fast settlements in minutes. It also features auto-conversion to local fiat upon delivery, making international transactions straightforward. Plus, their single API lets you build white-label fintech apps for wallets, payouts, and compliance, integrating effortlessly into your existing systems for enhanced security.
This robust infrastructure empowers you to manage your digital assets with confidence.
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Key features:
- Crypto-friendly Business Account: Provides on-demand IBANs and crypto wallets, alongside virtual and physical debit cards for seamless everyday use.
- 24/7 Stablecoin Payments: Enables instant global pay-ins and payouts via stablecoins like USDC and EURC, with auto-conversion to local fiat.
- Unified API for Fintech Development: Offers a single API for accounts, wallets, compliance, and debit cards, supporting white-label branding and modular endpoints.
p100 features, pricing, & alternatives →
Verdict: P100 stands out as a strong contender for the best crypto credit cards software due to its unified banking and stablecoin infrastructure, enabling instant global payments and compliant digital asset management. Its features like branded debit cards and crypto-friendly accounts directly address the need for seamless crypto integration into daily transactions.
7. Striga
Tired of crypto and fiat financial hurdles?
Striga offers regulated APIs for digital asset custody, trading, banking, and card issuing across 30+ countries. This means you can blend crypto and fiat payments infrastructure with ease.
You’ll find it challenging to integrate digital assets into daily transactions without a unified solution. Striga provides named virtual IBANs and dedicated crypto wallets.
Here’s how to simplify your financial operations.
Striga allows you to issue named virtual IBANs and individual crypto wallets for each user via a single API, offering native on/off ramps without reference numbers or counterparty bank risk. You can also access an efficient card issuing platform, linking virtual and physical cards to Bitcoin and Stablecoins instantly, ready for use at over 100 million merchants worldwide. Additionally, Striga manages sending and receiving crypto or fiat via an API, handling compliance and float holding. This platform lets you hold Bitcoin or Stablecoins through unique, individual deposit addresses, fully compliant with MiCA and TFR, and even swap between crypto and fiat seamlessly, without needing floats or licenses. The result is unparalleled financial control.
Beyond financial compliance, if you’re also managing personnel, my article on best HR compliance software can help streamline your operations.
Key features:
- Unified Crypto-Fiat Banking: Seamlessly blends traditional banking with digital assets, allowing you to issue named virtual IBANs and dedicated crypto wallets, all from a single API.
- Efficient Card Issuing: Provides a streamlined platform to instantly issue virtual and physical cards linked to Bitcoin and Stablecoins, accepted by over 100 million merchants globally.
- Compliant Wallet Infrastructure: Offers dedicated, segregated crypto wallets per user, fully compliant with European regulations like MiCA and TFR, including robust trading and swap capabilities.
Striga features, pricing, & alternatives →
Verdict: If you’re looking to bridge traditional banking with the crypto ecosystem, Striga is the best crypto credit cards software. Its regulated APIs and comprehensive features like virtual IBANs, instant card issuing, and compliant wallet infrastructure, all accessible through a single API, mean you can delight your customers with innovative financial products.
8. Alchemy Pay
Want more rewards from your crypto?
Alchemy Pay bridges fiat and crypto, solving a major pain point for users. This means you can easily spend your digital assets.
You might be struggling with traditional systems limiting your crypto use. Alchemy Pay offers a comprehensive payment gateway for crypto and fiat.
Here’s a better way to spend.
Alchemy Pay solves your problem by allowing seamless crypto and fiat payments across diverse platforms. You can accept payments globally, ensuring your transactions are always smooth.
Their On & Off-Ramp solution lets you buy and sell crypto using local fiat currencies and payment methods. This makes managing your digital assets incredibly flexible and convenient.
Additionally, their NFT Checkout allows users to buy NFTs with fiat, expanding your access to digital collectibles. Plus, their hybrid payment system means you can use both crypto and fiat for purchases, giving you ultimate financial control and unlocking new reward possibilities.
Access your crypto, anytime.
While managing your digital assets, you might also be interested in how to secure your profitable crypto launch.
Key features:
- On & Off-Ramp Solution: Seamlessly buy and sell cryptocurrencies using your local fiat currencies and diverse payment methods, offering unparalleled flexibility.
- Hybrid Payment Gateway: Accept payments in both cryptocurrency and traditional fiat currencies, expanding your reach and transaction capabilities globally.
- NFT Checkout: Purchase Non-Fungible Tokens directly with fiat currency, making the burgeoning NFT market more accessible to you.
Alchemy Pay features, pricing, & alternatives →
Verdict: Alchemy Pay stands out as a strong contender for the best crypto credit cards software, empowering you to integrate digital assets into your daily spending. Its hybrid payment system, On & Off-Ramp, and NFT Checkout simplify crypto transactions, providing the financial control and rewards you seek.
Conclusion
Tired of your crypto just sitting there?
I get it. Choosing the right software to bridge your digital and fiat worlds without sacrificing rewards or security is a significant challenge for any crypto enthusiast.
A Sumsub report highlights that platform accessibility is crucial, showing improved onboarding pass rates by 2% with just local language support. This proves the value of finding a truly user-centric platform that prioritizes seamless global adoption.
So what’s the best choice I found?
From everything I’ve reviewed, CipherBC is the clear winner for integrating your digital assets into daily spending and boosting your rewards effortlessly.
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What impresses me is its unified asset management and integrated DeFi participation.
It’s simply the best crypto credit cards software for gaining complete financial control.
I highly recommend you visit the CipherBC website and explore how its powerful features can transform your entire financial strategy immediately.
Unlock true financial freedom today.
